Refinance

Adding A Client Manually

Use the Add Client button to add a closed client - a real deal in your book - outside an import.

Adjusting Your Eligibility Threshold

Change the minimum monthly savings that qualifies a client. Set in Settings, takes effect across your candidate list.

Editing The IRD Email Template

Edit your initial IRD email and the day-7 and day-21 follow-up templates from Settings.

Exploring Strategies For A Client

The Strategy tab surfaces tailored mortgage strategies for a client, when to time an exit, and an email you can send.

Filtering And Sorting The Refinance List

How the search, saves-at-rate, and tier controls work, what lives inside the filters panel, and what the engagement score actually measures.

HELOCs And Second Mortgages

How imports handle lines of credit and junior charges, how to split a mortgage into priced segments, and how linked deals work.

How Candidates Are Detected

The criteria that put a client on your refinance list - rate spread, projected savings, maturity window, eligibility threshold.

Reviewing A Candidate

What the candidate detail view shows - current mortgage, equity, projected refinance scenarios.

Scheduling Sends And Automated Follow-Ups

Schedule a manual send for later, and toggle automated follow-ups that send at day 7 and day 21 if the client doesn't reply.

Sending A Candidate Report

Send an IRD outreach email to a single client from the refinance list.

Understanding IRD Math

What IRD is, how lenders calculate it, and how we estimate the penalty from current rate plus posted rate.

What Refinance Does

An overview of how BrokerPlus surfaces refinance opportunities from your book and what to do with them.